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Spousal Critical Illness (C.I.)

 

This benefit was developed to alleviate some of the stress and financial burden resulting from a critical illness.  Disability Insurance provides income protection but does not adequately provide assistance for expenses such as convalescence, lifestyle changes, home modifications, home care, dependent care and medical expenses not covered by a group plan or by the government.  If you suffer from one of the following insured conditions the Critical Illness plan will pay you a lump sum equivalent to your Option choice:

   Alzheimer’s Disease

   Heart Valve Replacement

   Amyotrophic Lateral Sclerosis (ALS)

   Loss of Speech

   Aorta Surgery

   Major Organ Failure

   Benign Brain Tumour

   Major Organ Transplant

   Blindness

   Multiple Sclerosis

   Cancer

   Occupational HIV Infection

   Coma

   Paralysis

   Coronary Artery Bypass Surgery

   Parkinson’s Disease

   Deafness

   Severe Burns

   Dismemberment

   Stroke

   Heart Attack

 

 

ADDITIONAL BENEFITS

    Ductal Carcinoma in situ (DCIS) Benefit

    Loss of Independence Benefit

    Second Event Benefit

 

My Choice offers the following coverage options:

 

 

Coverage

Option 1

No Coverage

 

Option 2

$5,000

 

Option 3

$10,000

 

Option 4

$25,000

 

 

Option 5

$50,000

 

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